£200 for switching to Club Lloyds
Lloyds is paying £200 if you switch to a new Club Lloyds account. If you already run a spare current account for switching, this is one of the better mainstream payouts live right now.
To qualify, switch a non-Lloyds current account using the Current Account Switch Service, make sure the switch includes 3 active Direct Debits, and spend £100 on your debit card in the first 35 days after opening.
Key gotchas: this offer currently runs to 30 April 2026, monthly account fees can apply depending on which Club Lloyds version you choose, and you won’t qualify if you’ve had a recent Lloyds/Halifax/Bank of Scotland switch incentive under their exclusion rules.
Best for: anyone comfortable setting up Direct Debits and doing one planned £100 spend (for example, normal bills or groceries).
£150 NatWest Switch + Access to a 7% Regular Saver
NatWest’s current switch offer is £150, and it also unlocks access to its Digital Regular Saver with a boosted rate for eligible switchers. It’s a good “cash now + better savings option” combo if you want both.
To qualify for the £150, open a new NatWest Select or Reward account and request a full switch by 28 May 2026, with switch completion by 16 June 2026. Then, within 60 days of switching, pay in £1,250 and log in to the mobile app.
Key gotchas: you’re excluded if you’ve already had a switch incentive from NatWest/RBS/Ulster Bank, and if you choose the Reward account, it has a monthly fee (offset by rewards only if you meet the monthly rules).
Best for: people who want a straightforward switch bonus and may also use a regular saver.
£50 Energy Credit When You Join Octopus via Referral
If you’re planning to switch energy supplier anyway, Octopus’s referral setup still gives £50 credit to the new customer and £50 to the referrer. That can be a useful bill reducer, especially before higher-usage months.
You need to join via a valid existing customer referral link and complete your switch with Direct Debit set up. The credit is typically applied after you’re fully on supply and your first month’s Direct Debit has been taken.
Key gotchas: no referral link means no referral credit, and the credit timing depends on switch completion. Always compare your projected annual cost first, then treat the £50 as a bonus rather than the main reason to move.
Best for: households already due to compare tariffs and switch.
Up to £5,000 Cashback on Freetrade ISA/SIPP Contributions
Freetrade is running a tax-year-end cashback promotion: contribute £10,000 or more to an ISA and/or SIPP and get 1% cashback (subject to caps). For people already moving or topping up investments before tax year-end, that’s meaningful value.
To qualify, join the campaign in the Rewards Hub and make qualifying net contributions between 7 January and 5 April 2026. Contributions can be new money or transfers in, depending on campaign rules.
Key gotchas: cashback is paid later (by 5 December 2026), minimum contribution is high, and this is investing, so values can fall as well as rise. Only do this if it already fits your plan and timeframe.
Best for: higher-balance ISA/SIPP savers who were going to invest before 5 April anyway.
Free Ideal Home Show Tickets (London)
If you’re London-based (or happy to travel), this is a decent freebie with real face value: free day tickets for the Ideal Home Show at Olympia.
The current deal offers free one-day adult tickets for selected dates in April. Claim through the deal page and use code IHSMSE if it doesn’t auto-apply.
Key gotchas: it’s first-come, first-served and ends at 11:59pm on Tuesday 3 March 2026 (or earlier if the allocation runs out). Child and extra ticket rules vary by booking.
Best for: anyone who’d genuinely go and would otherwise pay standard entry prices.